as best as I have been able to determine, product liability
insurance in NC is sold as an "excess and surplus line," which
means that the people have coverage on paper, but may not have it in
the crunch. This is something else they specifically need to ask the
agent - will product liability insurance be sold as a "excess and
surplus line"? I checked mine and sure enough it's from Arizona. Meanwhile, NC is getting ready to publish their GAPs. This will affect us farmers market folks. Growers usually don't need the insurance as there only washing of the products but if there is a problem at the market all the vendors are culpable and there come the GAPs to get you off the hook.Sort of a mini version of the tomato/pepper stuff that happened this year. the burden of proof is on you and the defense is GAPs. So, it's all rather muddy right now. The State Ag folks starting to make sense of it. Last Farmers Market Managers meeting left us scratching our heads and feeling very nervous. We have another one in Feb and they know what one of the main subjects will be.........<br>
Careful on your assumptions and your agent may not give you the right answer if the right question is not asked. <br>New label laws in effect in Oct in NC. Country of origin. While modifing my label it occurred to me to make sure the corn I was buying was grown in the USA. Already knew but had to ask. When I asked the lady if all the corn I buy is grown in the US, she responded "No, it's grown in Kentucky". I don't think she really heard me correctly but I accepted that as a yes. Loaded my corn, went home and completed my new labels. <br>
<br><div class="gmail_quote">On Thu, Nov 6, 2008 at 7:50 AM, Stacey Freeman <span dir="ltr"><<a href="mailto:staceyf@nctv.com" target="_blank">staceyf@nctv.com</a>></span> wrote:<br>
<blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">We are located in Georgia and are a licensed grits mill. If the goal is to<br>
sell food product (non restaurant) in this state such as Grits/meal/flour,<br>
syrup, honey, wine, jellies, sauces, etc the establishment, process, &<br>
ingredients must be licensed and inspected. To give away your product does<br>
not require licensing.<br>
<br>
As far as our equipment is concerned, the Ga Department of Agriculture<br>
inspectors and FDA inspectors work together and look to make certain the<br>
equipment is clean (for milling equipment), we have rodent and bug control,<br>
and our bags and packaging are correct, and scales weigh correctly. Our DOA<br>
inspectors are very concerned about maintaining the historical integrity of<br>
our mill and work very well with me in doing that. We do have to us food<br>
grade lubricants. Our corn and wheat are inspected and tested as are our<br>
finished products. Because we are a farm and carry farm insurance our<br>
insurance covers product of the farm. Georgia does not require insurance<br>
though.<br>
<br>
Hope this gives some information for Georgia...Florida is similar but there<br>
are differences.<br>
<font color="#888888"><br>
Stacey Freeman<br>
<a href="http://www.freemansmill.com" target="_blank">www.freemansmill.com</a><br>
</font><div><br>
-----Original Message-----<br>
From: <a href="mailto:gristmillers-bounces@gristmillers.com" target="_blank">gristmillers-bounces@gristmillers.com</a><br>
</div><div><div></div><div>[mailto:<a href="mailto:gristmillers-bounces@gristmillers.com" target="_blank">gristmillers-bounces@gristmillers.com</a>] On Behalf Of Jeff Smith<br>
Sent: Wednesday, November 05, 2008 10:30 PM<br>
To: <a href="mailto:gristmillers@gristmillers.com" target="_blank">gristmillers@gristmillers.com</a><br>
Subject: Re: [Gristmillers] Meadows 24" mill<br>
<br>
I would be interested in hearing about the insurance issues, FDA items as<br>
well as any other regulations.............I think that it could be a part of<br>
this discussion because it does relate to milling, unless that is against<br>
the rules? Please explain if you don't mind.<br>
<br>
Thank you,<br>
<br>
Jeff Smith<br>
Florida<br>
<br>
<br>
--- On Wed, 11/5/08, <a href="mailto:gritsnc@gmail.com" target="_blank">gritsnc@gmail.com</a> <<a href="mailto:gritsnc@gmail.com" target="_blank">gritsnc@gmail.com</a>> wrote:<br>
<br>
> From: <a href="mailto:gritsnc@gmail.com" target="_blank">gritsnc@gmail.com</a> <<a href="mailto:gritsnc@gmail.com" target="_blank">gritsnc@gmail.com</a>><br>
> Subject: Re: [Gristmillers] Meadows 24" mill<br>
> To: <a href="mailto:gristmillers@gristmillers.com" target="_blank">gristmillers@gristmillers.com</a><br>
> Date: Wednesday, November 5, 2008, 8:37 PM Hey, what state are you in?<br>
> Is it a commercial project? Are you going to mill/grind for you and<br>
> others? Is it going to be consumed?<br>
> The answer determines how you want to spend your time and<br>
> money(as well as<br>
> design improvements). Bringing everything back to original even w/<br>
> Meadow upgrades may not land you in a position to produce food grade<br>
> products. If it's for just for fun and restoration then you end up<br>
> with the same design problems the originals have.<br>
> Restoring Meadows 1001 a 'sweet sixteen' recently.<br>
> Major improvements<br>
> (ability to keep it clean) put in. Whew! Just inspected last week<br>
> for the 3rd time. Took samples. Had to witness the entire process.<br>
> Now have to<br>
> reg with the FDA. It's all good tho. Public Safety<br>
> and all.<br>
> Insurance is another subject.....not part of this forum I<br>
> guess. But, I<br>
> am having fun. 4h Grade County Heritage Days for the next two weeks!<br>
> Ron<br>
><br>
> On Wed, Nov 5, 2008 at 8:08 AM, Pylant, Bud T. <<br>
> <a href="mailto:bud.pylant@centerpointenergy.com" target="_blank">bud.pylant@centerpointenergy.com</a>> wrote:<br>
><br>
> > I recently purchase a Meadow 24" mill that needs<br>
> repair. It has been<br>
> > estimated to cost around $3000 to repair by<br>
> meadows...does anyone think it<br>
> > is worth repairing for this amount?<br>
> ><br>
> > _______________________________________________<br>
> > Gristmillers mailing list<br>
> > <a href="mailto:Gristmillers@gristmillers.com" target="_blank">Gristmillers@gristmillers.com</a><br>
> ><br>
> <a href="http://lists.gristmillers.com/mailman/listinfo/gristmillers" target="_blank">http://lists.gristmillers.com/mailman/listinfo/gristmillers</a><br>
> ><br>
> ><br>
><br>
><br>
> --<br>
> Carolina Grits & Co.<br>
> Visit us at Carolinagrits.com<br>
> _______________________________________________<br>
> Gristmillers mailing list<br>
> <a href="mailto:Gristmillers@gristmillers.com" target="_blank">Gristmillers@gristmillers.com</a><br>
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</div></div></blockquote></div><br><br clear="all"><br>-- <br> Carolina Grits & Co. <br>Visit us at Carolinagrits.com<br>